Tuesday, March 28, 2023Some of your favorite childhood memories may include springing into the air from atop a trampoline. However, not all jumps land so successfully. Tens of thousands of trips to the emergency room occur each year thanks to trampoline injuries. READ MORE >>
Wednesday, October 6, 2021General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. When you buy a general liability insurance policy, you expect it to give you a wide range of protection. But where does it actually protect you? READ MORE >>
Thursday, June 3, 2021A business owners policy, or BOP, combines certain coverages into a single policy that’s typically more affordable for small businesses than purchasing separate coverages. There’s often confusion in what a BOP covers, however. A basic BOP includes: READ MORE >>
Monday, February 22, 2021Whether you are a small or growing business, you are obligated to carry several essential types of commercial insurance. Your coverage will help you be able to afford the recovery costs associated with unexpected losses that might impact both your own operations and those who interact with you. READ MORE >>
Wednesday, August 19, 2020 Business insurance covers your assets and cash flow in the case of a covered peril. Purchasing business insurance protects both commercial assets and personal wealth. Here’s more information on the types of business insurance you should consider buying. READ MORE >>
Wednesday, July 29, 2020 When the time comes to buy auto insurance, one of the decisions you need to make is about liability coverage. Liability insurance covers the harm you cause to other drivers. It helps protect you from costly lawsuits. And, it is typically a requirement in most states. READ MORE >>
Wednesday, July 29, 2020 General contractors’ insurance typically references general liability insurance tailored for contractors. General liability insurance covers bodily injury and property damage that arise out of accidents and nonprofessional negligence. READ MORE >>
Friday, July 15, 2016MOST Homeowners & Renters Policies provide a coverage know as Personal Liability. However some "cheap" policies may not provide this coverage. Does your policy include it? If it does, is there enough? The following article (in link) is an extreme example of why we all need some form of personal liability insurance. READ MORE >>
Friday, September 9, 2011According to a recent study by the Insurance Information Institute, dog bites accounted for one-third of all homeowners insurance liability claims last year. The total cost of dog-bite claims was $413 million last year. The average claim paid to a victim of a bite was $26,166, up 5.3% from $24,840 in 2009. READ MORE >>
Friday, December 31, 2010Effective January 1, 2011 the minimum liability requirements in Texas will increase to $30,000/$60,000/$25,000. While these are the minimum requirements, it is highly advised that you carry more than the minimum limits (it doesn't really cost that much more to be properly protected). READ MORE >>
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